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The holiday season is upon us, and as we gear up for the joyous festivities, many of us are also preparing for the annual holiday shopping spree. Whether you are searching for the perfect holiday gifts for loved ones or taking advantage of the incredible deals for yourself, one thing is for certain – a smart approach to spending can make the season even merrier.That is wherecashback credit cards come into play, offering a delightful way to earn rewards while making those seasonal purchases.
In this article, we will explore the top 7 cashback credit cards that can add a dash of cheer to your holiday shopping experience. These credit cards have been carefully selected based on their unique features, rewards programs, and overall benefits. Keep in mind that these credit cards are not ranked in any particular order. Your choice of credit card should align with your individual preferences and financial needs. Please be aware that credit card policies may change in accordance with the banks’ discretion and policies. You are advised to verify the current terms and conditions directly with the issuing banks to ensure accuracy, as the details presented here are subject to potential updates or modifications.
Now, let’s discover the top 7 cashback credit cards that can turn your holiday shopping into a rewarding experience.7 cashback credit cards for best deals on holiday shopping
In this article, we will explore the top 7 cashback credit cards that can add a dash of cheer to your holiday shopping experience. These credit cards have been carefully selected based on their unique features, rewards programs, and overall benefits. Keep in mind that these credit cards are not ranked in any particular order. Your choice of credit card should align with your individual preferences and financial needs. Please be aware that credit card policies may change in accordance with the banks’ discretion and policies. You are advised to verify the current terms and conditions directly with the issuing banks to ensure accuracy, as the details presented here are subject to potential updates or modifications.
Now, let’s discover the top 7 cashback credit cards that can turn your holiday shopping into a rewarding experience.
7 cashback credit cards for best deals on holiday shopping
HDFC Millennia Credit Card
- Best cashback credit card with benefits across multiple categories
Annual Fee: Rs. 1,000 - Renewal Fee: Rs. 1,000 (Waived if Rs. 1 lakh spent in a year)
Key Features:
- 5% cashback on specified platforms (Amazon, Cult.fit, BookMyShow, etc.)
- 1% cashback on offline spends and wallet reloads
- Cashback in the form of Cash Points
- 8 free domestic lounge visits yearly
- Rs. 1,000 worth gift vouchers on spending Rs. 1 lakh and above quarterly
- Up to 20% discount on partner restaurants via Swiggy, Dineout
SBI Card with Cashback
- Best cashback credit card for online shopping
- Annual Fee: Rs. 999
- Renewal Fee: Rs. 999 (Waived if Rs. 2 lakh spent in a year)
Key Features:
- 5% cashback on online purchases
- 1% cashback on offline transactions
- Annual fee reversal upon spending Rs. 2 lakh annually
- 1% fuel surcharge waiver at all Indian petrol pumps
Axis Bank ACE Credit Card
- Best cashback credit card for utilities and food orders
- Annual Fee: Rs. 499
- Renewal Fee: Rs. 499 (Waived if Rs. 2 lakh spent in a year)
Key Features:
- 5% cashback on bill payments and Google Pay recharges
- 4% cashback on Swiggy, Zomato, and Ola
- 2% cashback on all other expenses
- 4 free lounge visits per year at select domestic airports
- 1% fuel surcharge waiver at all fuel stations
- Up to 20% discount at 4000+ partner restaurants
Flipkart Axis Bank Credit Card
- Best cashback credit card with co-branded advantages
- Annual Fee: Rs. 500
- Renewal Fee: Rs. 500 (Waived if Rs. 3.5 lakh spent in a year)
Key Features:
- 5% cashback on Flipkart
- 4% cashback on purchases with preferred merchants
- 1.5% unlimited cashback on Myntra and flight/hotel payments on Flipkart
- 1.5% cashback on all other categories
- 4 complimentary domestic lounge visits yearly
- 1% fuel surcharge waiver up to Rs. 400 per month
- Welcome benefits worth Rs. 1,100
Amazon Pay ICICI Credit Card
- Best cashback credit card with co-branded benefits
- Annual Fee: Nil
- Renewal Fee: Nil
Key Features:
- 5% cashback on Amazon for Prime Customers
- 3% cashback on Amazon for Non-Prime Customers
- 2% cashback on 100+ partner merchants
- 1% cashback on all other transactions
- 1% waiver on fuel surcharge at all petrol pumps in India
Airtel Axis Bank Credit Card
- Best cashback credit card for utility spends & Airtel customers
- Annual Fee: Rs. 500
- Renewal Fee: Rs. 500 (Waived if Rs. 2 lakh spent in a year)
Key Features:
- 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments via Airtel Thanks app
- 10% cashback on Zomato, Swiggy, BigBasket, and utility bills via Airtel Thanks app
- 1% unlimited cashback on other expenses
- Amazon e-voucher worth Rs. 500 as a welcome or activation benefit
- 4 complimentary domestic lounge access per year
- Up to 20% discount at partner restaurants
Paytm SBI SELECT Credit Card:
- Best cashback credit card for travel and shopping
- Annual Fee: Rs. 1,499
- Renewal Fee: Rs. 1,499 (Waived if Rs. 2 lakh spent in a year)
Key Features:
- 5% cashback on Paytm Mall, Movies, and Travel
- 2% cashback on other purchases via Paytm app
- 1% cashback on other offline and online store expenses
- Complimentary Paytm First Membership worth Rs. 750
- Rs. 750 cashback in Paytm Wallet as a joining benefit
- Rs. 2,000 gift voucher on annual retail spends of Rs. 4 lakh
- Rs. 4,000 gift voucher on annual retail spends of Rs. 6 lakh
- 4 complimentary domestic lounge access yearly
- Complimentary Priority Pass worth the US $99 for the first two years of cardholder membership
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